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Things to do when Retired

Wonderful photos @Brenda-Bradley

Albox, Costa Almeria, Spain

Welcome @Brenda-Bradley to our Silver Travel Forum – we hope that you enjoy being part of our friendly group of Silver Travellers. Please feel free to contact one of the moderators if you have any queries about using the Forum.

Nice pictures, thank you for sharing them. You certainly have live in a lovely area for hiking & Northumberland is an absolutely beautiful county. Have fun.

Essex UK

Im semi-retired and hubby is retired since last November. We never have enough time in the day to do what we want to do. I’m more of a lets do it now and hubby lets to think a year or two first. But one thing we do have in common is a hiking, we live in the wonderful High Peak and since lockdown happened we found so many local walks but now things are easing off we can go further afield. Looking at Northumberland in September!

Lannie wrote:

Would love to win this for me and my family

Win what Lannie?

London

Would love to win this for me and my family

peterandjane18 wrote:

it’s only been a week after all

Welcome to the retirement club @peterandjane18 let us know how you get on with your new way of life.

London

Thanks to everyone for such informative comments and encouragement. One of the things that resonated with me is what HMJ said, let things come to you by doing what you want rather than stressing about what you feel you should be doing. It is quite a transition from being a rat on a wheel to a free wheeling free spirit. I think I will find it easier when the rain stops and I can get out and about a bit more. You all sound like you have taken to retirement with gusto so I am much encouraged. Just need to be patient – it’s only been a week after all !

yorkshirecat wrote:

can make a huge hole in the finances

Yes it can, but I found very little difference in nett money available despite a gross income drop of approx. £25,000. Whilst of course this doesn’t apply to early retirement, at 65 you stop paying National Insurance and the state pension for me kicked in, I had no more costly annual train fares to and from my office in London, you pay less income tax. The money I spent socialising on a virtually daily basis was saved. I also saved on clothes as I no longer had to buy suits, shirts. shoes etc that were required. As @coolonespa had correctly pointed out you have time to find the best deals not only in the living essentials but also your leisure life and the best thing of all, your answerable only to yourself.
London

yorkshirecat wrote:

can make a huge hole in the finances

Probably a concern for quite a few retirees in terms of how the finances will go. The good thing is that although the income may have dropped you’ve got the time now to search out the deals. There are classics like insurances where you may have been too busy to do anything other than let your policies auto renew and there are hundreds to be saved by hunting down the best deal, same for energy, broadband/telphone supplier. I cut my out goings by a considerable amount due to this.

Those holiday bargains that never seemed to fit with when you could take time off, late deals, selecting your flight/accomodation for the day that gives you the best deal.

Loads of deals around for eating out and even more if you have your main meal at lunchtime e.g. one of our locals does pie based meals at a significant discount.

Essex UK

I retired 5 years ago at the age of 55 and to be honest I don’t think there’s a moment in time when I’ve felt bored. I was already doing voluntary work as a Trustee of our CAB, but after retirement it felt too much like work (although for some people that might be good). So my voluntary activities centre around things I can do when I want. I’m lucky that my partner is also retired and so we travel extensively and last year spent about four months abroad on various trips. This inevitably involves lots of pre-planning and post downloading of photos and writing of reviews for ST. I’m also learning to play the piano, am a mystery dining (helps with the budget, but not the waistline), and love cooking and trying new recipes with the luxury of time. I’m also a great comper and frequently write letters to the travel sections of the weekend papers. To try to keep fit, we’ve just started walking the London Underground Lines above ground! There’s also a list of things to do that I’ve not even started!! However, I accept that everyone is different and many of my retired friends enjoy completely different lifestyles. It’s all about doing what you want to do and not worrying about what you think you should be doing.

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