Over 100 glorious holidays with Holiday Property Bond

The Holiday Property Bond offers exclusive access to over 1,400 properties to its 42,000 investors across more than 30 locations. You can read below about how Liz and Derek Holness have enjoyed over 100 glorious holidays with The Holiday Property Bond, but first a brief explanation about the Holiday Property Bond.

A. How can I holiday better?
Invest from £5,000 in the Holiday Property Bond for exclusive access to a portfolio of over 1,400 top quality villas, cottages and apartments in over 30 locations across the UK and Europe. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. For a studio for two the charge averages about £300 a week, for a two bedroom property sleeping up to six around £460 a week. And there are larger properties available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee of around £30 – that is around £120 a year.

B. Will there be more properties in the future?
As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.

C. How long can I holiday with HPB?
For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% and other overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.

How Liz and Derek Holness have enjopyed over 100 glorious holidays since 1999 with The Holiday Property Bond

"We have been Bondholders for 15 years and have visited most of the UK and overseas sites, all of which we have enjoyed in different ways.  As soon as we had taken our first week with HPB, we realised just how liberating this style of holiday was going to be for us.  No more worries about the standard of the accommodation, helpful and friendly management, locations in areas of outstanding natural beauty, and the knowledge that everything from the outset will be stress-free.  This is the best investment we have ever made.

“In March 2011 we were among the first visitors to Merlewood and were immediately smitten. The style and decoration of the main rooms are very much in keeping with the period of the mansion, and the apartments are sumptuously furnished with comfort and elegance in mind; really impressive.

"Our week away in Cumbria was such a success we have returned on six subsequent occasions and have never been disappointed, either with Merlewood or the surrounding area. Whether you wish to walk, visit stately properties, amble around gardens or even just shop, it is all there and, quite surprisingly, not always far from Merlewood itself.

"To describe just one day … We had a leisurely breakfast looking down over Morecambe Bay, while watching a deer meander its way down the side of the nearby field. This was followed by a visit to the Historic Houses Association’s Levens Hall, not far away, with its world-famous topiary garden: truly splendid. We did, of course, make time for a delicious lunch in their restaurant. In the afternoon we drove down to Cartmel for a browse around the shops, and then back to Grange for a delicious cream tea. Perhaps it should be added that a diet might be in order after a one-week visit! We rounded off the day with a swim and three games of table tennis, all of which my husband won, a normal occurrence I’m afraid.

"If you enjoy walking then do try the walk up and behind Merlewood’s grounds through the woodlands, past the ‘hospice’, a strange little building on the highest part of the local fell, Hampsfell. This is not what you might expect! It was built by a local worthy many years ago to provide a modicum of shelter. The hospice offers splendid views over the surrounding countryside and the vast expanse of Morecambe Bay. Then on down to the pretty village of Cartmel. After a tour of Cartmel Priory, which is really enjoyable as well as informative, the village pubs and cafes await.

"If you’ve visited Cumbria before you will know that finding a walk to do is easy; there must be hundreds! If, like us, you sometimes enjoy the benefits of a National Park Ranger-led walk with a group then they are available too. Sometimes though, it’s just nice to park the car and walk off with a trusty Ordnance Survey map and discover new areas of the countryside, fells or walks beside one of the lakes.


"Close to Merlewood is Sizergh Castle, a National Trust property with a nearby farm shop; definitely worth a visit. If you are a member of the Historic Houses Association then as well as Levens Hall, Holker Hall is a must, and like many attractions it’s within a half-hour or so’s drive from Merlewood. Then there are of course the Lakes, which provide a lovely day out. If the weather does turn against you then make use of the many museums which often have hands-on displays to enhance the experience. Families will find Beatrix Potter-themed attractions a must, and also the nearby motor museum which includes a special separate building dedicated to the exploits of Malcolm and Donald Campbell in their world speed record attempts on land and water. The area is also rich in memories of Wordsworth, with several of his former homes in the Grasmere area.

"But do make time to enjoy Merlewood itself. There can be few things nicer than taking your coffee or a glass of wine and sitting on the terrace to look at the view down to Grange and the Bay, or just to sit and read in such a lovely setting. I think you can be certain that we’ve loved our visits to Merlewood, and like other Bondholders we have spoken to, we have always felt so very welcome at Merlewood and very well looked after by site manager Marion St Quinton, husband Howard and all the staff. Even after seven visits we know there remains much to see and do – we can’t wait to return!"

At a time when most investments are so uncertain HPB is an investment you can enjoy.  Please read below “How HPB Works” to understand the main risks as well as the benefits of an investment.  Then, to discover how you, too, can enjoy a choice of over 1,300 holiday properties at 30 stunning locations in the UK and throughout Europe, please click here.

We’ll send you our information pack, including our full colour brochure and introductory DVD, free.

Read all about one Silver Traveller’s HPB experience.

You can enjoy holidays like this too

Find out more about how you can take your pick from over 1,400 holiday properties at more than 30 stunning locations in the UK and throughout Europe. Click here for your free HPB information pack, with full colour brochure and introductory DVD.

Important Information
This advertisement is issued by HPB Management Limited (HPBM) registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.

HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

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