One Bond, two weddings and a lifetime of family holidays

The Holiday Property Bond offers exclusive access to over 1,400 properties to its 42,000 investors across more than 30 locations. You can read below about how the Holiday Property Bond can make a perfect gift, but first a brief explanation about the Holiday Property Bond.

A. How can I holiday better?
Invest from £5,000 in the Holiday Property Bond for exclusive access to a portfolio of over 1,400 top quality villas, cottages and apartments in over 30 locations across the UK and Europe. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. For a studio for two the charge averages about £300 a week, for a two bedroom property sleeping up to six around £460 a week. And there are larger properties available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee of just over £30 – that is around £125 a year.

B. Will there be more properties in the future?
As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.

C. How long can I holiday with HPB?
For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% and other overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.

When Tony and Anne Kenyon invested in the Bond, back in 1989, their two children, Oliver and Louise, were mere youngsters and couldn’t have known just how much the Bond would impact their lives. HPB seemed to hold everything the Kenyons needed from an ‘investment in holidays’. It suited them and their growing family down to the ground.

“For us, the idea of a variety of UK holidays was ideal,” explains Tony. “The range of drivable properties made holidaying with young children really simple. HPB provided us with years of family memories: we spent the ‘90s taking the children all over the UK.”

As time went on, they got a little bolder and started taking the children over to France. “Catching the ferry across to Manoir du Hilguy, that lovely 18th century château in Brittany, has to be a family favourite. There have been so many wonderful family holidays and Christmases, right from an early age. That’s priceless.”

Of course, as the Kenyons’ children grew up and embarked upon their own lives and adventures, it became clear just how much the Bond could offer. The children and their respective partners venture further afield on their holidays than Ann and Tony, and pressure on Holiday Points soon began to show. “It seems we all wanted to holiday at once.” When Louise announced that she was getting married, Tony knew exactly how to resolve the situation. It made perfect sense to gift her and her husband with a substantial Bond of their own. Not only was it an excellent wedding present, but it is a gift that continues to give and give. Something they can share with their own family one day.

“They’ve had a lot of use out of it,” he explains. “... Of course, we weren’t quite expecting Oliver to announce the same thing just a year later! It gave me a chance to even things up anyway,” he laughs. “We gave him and his wife the same gift. It’s actually been brilliant that all three of us can now pool our Points together if we want to organise a big family gathering.”

There is no avoiding the fact that we have all suffered at the hands of the Coronavirus and the Kenyons, like many of us, had to endure disappointment and cancellations where holidays were concerned. When the restrictions began to lift towards the end of summer 2020, Tony and Anne were able to take advantage of a last-minute getaway to Sibton Park, a beautifully converted Grade II-listed country house in Kent.

“With the pandemic situation being what it was,” Tony pointed out, “it was really important for us to feel safe. “We knew that was going to be the case with HPB and were completely confident that our cottage at Sibton was going to be properly cleaned, that the staff would have implemented all the relevant safety precautions. The management and staff have always been so professional.”

When the pandemic hit, early in 2020, and the UK went into lockdown, panic set in for a lot of people. “Not us,” says Tony. “We had a holiday booked to HPB Biniorella, located in the southwest corner of Majorca. We’d organised it all through the HPB Travel Club and before we even had a chance to worry about losing out, the Travel Club were on the phone, cancelling everything, giving us our money back on the flights and refunding our Points.

“It’s at times like that,” he continues, “you realise just how important us Bondholders are to HPB.” And that is exactly what the couple say they have valued the most over these past 30 years. “With Oliver and Louise now using the Bond themselves and, in the future, with their own children, it’s such a comfort to know how well they will be looked after. They will have a lifetime of happy memories.”

You can enjoy holidays like this too

Find out more about how you can take your pick from over 1,400 holiday properties at more than 30 stunning locations in the UK and throughout Europe. Click here for your free HPB information pack, with full colour brochure and introductory DVD.

Important Information
This advertisement is issued by HPB Management Limited (HPBM) registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.

HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

Silver Travel Advisor recommends Holiday Property Bond.

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