Holiday Property Bond Winter Sunshine Breaks

Date published: 26 Feb 18

The Holiday Property Bond is a unique British idea – a life assurance bond which gives you and your family the opportunity to enjoy a lifetime of holidays in an excellent portfolio of properties throughout the UK and Europe. As it is an investment product however it is subject to charges, your capital is at risk and you may not be able to cash in during the first two years. Please read the ‘Important Information’ section at the end of this advertisement for a summary of the principal risks and benefits.

With more than 30 years’ experience, the HPB portfolio has grown to over 1,400 self-catering holiday homes including villas, cottages and apartments – with more being planned – all available exclusively to over 42,000 investors. 

Having read the ‘Important Information’ section below, please click here to find out more about the Holiday Property Bond.

Alfaix big family poolside

Winter sunshine

Escape for a little bit of winter sunshine at one of our southern properties. There’s no reason to let the colder months bring you down when we have a whole portfolio of exquisite properties in beautiful, sunny locations. Whisk the entire family away and spend some quality time together.

Family friendly

The great thing about having a Holiday Property Bond is that you can share your holidays with your nearest and dearest. Not only can friends and family join you on your getaway, or even disappear off on their own adventure if they wish, but children and grandchildren can inherit the Bond too.

With such a range to choose from it may be difficult to know where to start. But Biniorella on Majorca, Alfaix in Spain’s Almería, Cabo Girão on the island of Madeira and Santa Ana in the Canaries are four of our larger resorts, and they have a huge amount going on for all ages.

Activities and excursions

Boating at BiniorellaOur holiday properties are all located in fantastic areas amid pretty countryside, close to historic sites or local hotspots. Excursions are organised on site so that you can get out there and see some of the best bits.

From Biniorella, for example, there are informative guided walks that introduce you to local history and heritage as well as the flora and fauna of the island. There are also trips to some of the local Majorcan towns like Palma and Soller, and to the many fairs and fiestas that the island is host to throughout the year.

Find out more about Biniorella.

The tennis and wellness weeks that have been a regular feature for the guests on site at Alfaix are a huge hit. And the site’s position close to the coast means the opportunities for family paddle boarding or jet skiing are endless.

Find out more about Alfaix.

Santa Ana

Both La Gomera in the Canaries and Madeira are fantastic islands for walking, and October is actually our ‘Walking Month’ at Cabo Girão, so you can really put yourself through your paces.

Learn more about Santa Ana in La Gomera.

Learn more about Cabo Girão in Madeira.

Kids tennisThere are tennis courts and lovely swimming pools at each of these four holiday sites which give you a great chance to learn or improve skills. Alfaix, down in southern Spain, makes a big deal out of the tennis facilities and there is a ‘Tennis Month’ that is very popular with guests in the spring.

Kids’ Clubs

The younger visitors to our holiday locations aren’t left out. In fact, one main draw for families to these sites is the Kids’ Club. For children aged 4-12 there are all kinds of activities going on around site over the Easter and summer holidays, with Activity Coordinators on hand to help out and supervise. There are activities for teenagers too and the great climate in Spain, Portugal and the Canaries makes it easy for youngsters to get outside and be active. ArcheryHowever, if that’s not their thing there are also movie nights and pizza-making sessions as well as a whole range of other activities. At Alfaix the Kids’ Club has become so popular that it takes place not only over Easter and summer, but throughout all of the half term holidays as well.

Water polo and volleyball are always popular – with the adults as well as the children! And onsite tennis coaches are great with all ages, taking on groups or even providing private lessons, so all abilities are catered for.

Long stays

If you or your immediate family fancy a longer getaway, we have a fantastic system where in the quieter seasons we can offer concessionary holidays. You can enjoy a stay of two or more weeks with a great discount.


Biniorella, Alfaix, Cabo Girão and Santa Ana Santa Ana, La Gomeraare all lucky enough to be within easy reach of a selection of golf courses. So if golf is your thing then you’re in luck! Biniorella, in Majorca has more than 20 outstanding championship courses nearby to choose from, offering something for golfers of all standards.

La Gomera also has a beautiful course that Santa Ana is very close to with incredible views out over the Atlantic. 

Important information

This advertisement is issued by HPB Management Limited (HPBM) registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.

You should only invest in HPB for its holiday benefits – consistent quality and a no profit “user charge” to cover costs rather than a commercial rent. Although you can surrender your investment back to the company after two years or more you should not expect a full return of what you have paid. What you get back will reflect initial and ongoing charges and costs as well as changes in the value of the properties and securities in the fund in which your money, after charges, is invested. Exceptionally surrender may be deferred up to twelve months. Minimum initial payment £5,000 and then a quarterly fee of around thirty pounds linked to RPI. No medical examination required. HPB is available exclusively through HPBM who will only charge for their services if you invest. 

HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

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