Discovering more about HPB is easier than you think

Date published: 25 Nov 20

115 people found this feature helpful

The Holiday Property Bond offers exclusive access to over 1,400 properties to its 42,000 investors across more than 30 locations. You can read below how easy it is to discover the Bond in person, but first a brief explanation about the Holiday Property Bond.

A. How can I holiday better?
Invest from £5,000 in the Holiday Property Bond for exclusive access to a portfolio of over 1,400 top quality villas, cottages and apartments in over 30 locations across the UK and Europe. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. For a studio for two the charge averages about £300 a week, for a two bedroom property sleeping up to six around £460 a week. And there are larger properties available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee of just over £30 – that is around £125 a year.

B. Will there be more properties in the future?
As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.

C. How long can I holiday with HPB?
For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% and other overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.

Discover it for yourself

“We had heard good things about HPB from friends, but we wanted to find out more for ourselves. The process could not have been simpler…” – Steve Woollcott

Chris and Steve WoollcottChris and Steve Woollcott, from Maidstone, Kent, had been aware of HPB for some time thanks to a couple of good friends who have been investors themselves (Bondholders) for around 20 years. 

Knowing it was something the pair would love, their friends referred them to HPB and that was where the Woollcotts’ journey began. “The rest is history,” explains Steve. “Our friends knew we’d love the holidays that HPB offers and so submitted our details for us. We received a brilliant information pack in the post soon after and this introduced us to the Holiday Property Bond. It told us all the basics and encouraged us to look online to find out more.”

The Woollcotts were directed to www.hpb-insight.co.uk, a website packed full of testimonials from other Bondholders, blogs, videos and information about the various properties. On the website you really get a feel for the product, can glimpse some of the sites and hear real stories from real investors. “It was a great resource for us and reassured us that HPB was something we would like. The next step was to request the HPB Holidays Brochure. We did this through the website and when the brochure arrived, we were excited to find details of the full portfolio of locations across the UK and Europe. There was in-depth information about each of the areas and ideas for what to see and do while you’re staying.”

The couple decided to take advantage of speaking to a representative on a Zoom call, meeting (almost) face-to-face with Jackie Baker, who is herself a Bondholder. There was no pressure from Jackie at all; she explained everything about HPB and then answered any questions the couple still had, so they were able to really gauge whether the Bond was for them. 

Sibton Park, Kent, England

“It was a really smooth process, and we felt we wanted to see the actual product for ourselves before jumping that final hurdle,” says Chris. Jackie arranged a Private Tour of the Woollcotts’ closest HPB property - Sibton Park, a superb Grade II*-listed country house in Kent that has been converted into modern apartments and cottages. “Just a short while after talking to Jackie we were on site at Sibton Park, looking around the beautiful gardens, the grounds and house. We met really friendly staff members and were able to look in to one of the cottage interiors as well. We even took a peek into the swimming pool and games room.”

“We were very impressed,” concludes Steve. “Now that we have invested, we can’t wait to start holidaying at these fantastic sites!”

You can enjoy holidays like this too

Find out more about how you can take your pick from over 1,400 holiday properties at more than 30 stunning locations in the UK and throughout Europe. Click here for your free HPB information pack, with full colour brochure and introductory DVD.

Important Information
This advertisement is issued by HPB Management Limited (HPBM) registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.

HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.


Silver Travel Advisor recommends Holiday Property Bond.

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